The Differences Between Market-Rate and Affordable Housing
If you’ve been involved in the housing industry for any period of time, you’ve probably heard the terms “market-rate housing” and “affordable housing.” But what exactly is the difference between the two? Don’t worry, we’ll break it down for you.
Market-Rate Housing
Market-RateHousing is also known as conventional housing. This just means that the property does not have any type of subsidy, and the resident pays the full amount of the rent that is determined by the market.
Attributes of Market-Rate Housing:
The lease terms are customizable
No restrictions on additional services and fees you are able to provide to the tenant
You can non-renew a lease for any reason
The rent is not guaranteed (residents may or may not pay, might be late on rent)
Late payments/refusal to pay could lead to eviction
You can create your own screening criteria
There’s no limit on the rental amount that you can charge
Rent is dictated by what someone is willing to pay for the unit
If you want to check out our available market-rate properties, click here.
Affordable Housing
Affordable Housing is also known as subsidized housing, meaning that the property is receiving a subsidy from a governmental agency whereby the resident is only responsible for a portion of the rent. This portion of the rent that they owe is typically based on their income.
Attributes of Affordable Housing:
Lease terms are subject to the agency issuing the subsidy
The rental subsidy payments may be subject to property inspections from the agency
You are limited in reasons for non-renewing a lease
The rent is guaranteed by the agency issuing the subsidy
Your screening criteria is also dependent on the agency that’s issuing the subsidy
The rental amount is dictated by the agency that’s issuing the subsidy
There are income restrictions for residents to qualify
If you want to learn more about the different types of Section 8, check out this blog post.
If you want to check out our available affordable housing properties, click here.
All in All
Whether the property is market-rate or affordable housing, our primary goal is still the same: to provide safe and habitable housing for all of our residents, as well as professional management services to meet our clients’ goals for any property that we manage.
We have 40+ years of expertise in all aspects of housing in and around the Pittsburgh area, Western Pennsylvania, and West Virginia, so if you have any questions, feel free to contact us!
By: Nick Griffith & Nicole Fandel, Director of Conventional Housing and Marketing Specialist
How We Keep Our Clients in Compliance with the Law
One of the most important facets of property management is maintaining legal compliance. As daunting as that can be for one owner, Arbors has a dedicated Compliance Department to ensure that you and your property are in the clear.
So how do we keep our clients legally compliant? We’ll break that down in this article over these five different categories:
Fair Housing
Occupancy Permits
Inspections
Reasonable Accommodations and Reasonable Modifications
Compliance Department Review
1. Fair Housing
First and foremost, we want to make sure your property is compliant with fair housing regulations, one of the most important aspects of managing rental properties. How do we keep you in compliance with fair housing law?
One of the best ways for us to do this is through our screening criteria. We’ve developed our screening criteria over the 40 years that we’ve been in business and abide by that criteria on properties that we manage in order to avoid any fair housing violations.
In an effort to eliminate unfair advantage or preference among applicants, we process applications by the standards set by the Pennsylvania State Law. We also process applications in the order that they are received.
Additionally, our agents representing you have their real estate salesperson license. With this comes continuing education to ensure we stay up to date with all legal requirements and updates pertaining to keeping you compliant with local, state, and federal laws.
2. Occupancy Permits
Another way that we keep you in compliance is by keeping your property in rental housing code compliance with any state, local, or municipality housing standards. One of the items that is included in many of these local requirements is an occupancy permit or a rental registration.
If you do have a rental property under our management, we will take care of occupancy permits or rental registrations required by any local municipality or governments. This includes:
Payment on our clients’ behalf of rental registration fees
Coordinating and potentially attending occupancy inspections
Arranging any repairs needed in order to stay compliant with local municipality occupancy standards
3. Inspections
We perform annual inspections – we call them interim inspections. At these inspections, we’re looking for common things at your property that are required by the local municipalities to make sure that you’re able to obtain occupancy permits. The most common things are:
Smoke detectors
Carbon monoxide detectors
Handrails
Any other obvious safety deficiencies at the property
If we do find that any of these items need attention, we will address them.
4. Reasonable Accommodations and Modifications
Occasionally, a resident may request for a reasonable accommodation or a reasonable modification to your property.
We are trained and well-versed in the requirements necessary in order to approve or deny these requests.
We will handle the proper paperwork and forms to document the request to complete everything, all while making sure – you guessed it – that you are staying in compliance by abiding by fair housing laws when accommodating or denying a request.
Here’s the difference between the two:
Reasonable Accommodation: request for a change in our policies and procedures to accommodate a resident for a need that they have.
*Responsibility of the landlord to pay
Ex: Allowing a service animal to occupy a property with a no-pet policy
Reasonable Modification: request to change the physical nature of the property to accommodate a resident for a need that they have.
*Responsibility of the resident to pay
Ex: Installing a ramp to the front entrance of a property because the resident is wheelchair bound
5. Compliance Department Review
Any new residents moving into your property will be reviewed by our Compliance Department in order to ensure that we met all of the screening criteria appropriately.
A few items that the Compliance Department review are:
The lease
Application
Credit and criminal reports
Photo identification
Proof of income
If they do find any errors or discrepancies, our management staff will be alerted and those will be corrected as soon as possible.
Arbors Management Keeps You Compliant
With over 40 years of experience in property management in Pittsburgh, Western Pennsylvania, and West Virginia, we’ve learned a thing or two about legal compliance.
When you hire Arbors Management to manage your property, you are also hiring a dedicated Compliance Department that ensures that you and your property are operating within the bounds of the law.
If you have any questions about our professional Pittsburgh property management services, including how our Compliance Department works, pleasecontact us through this form, or give us a call at 1 (800) 963-1280.
Disclaimer: We are not attorneys and the information herein is not intended to be legal advice. Please consult with your attorney for any matters pertaining to your specific situation.
6 Renter Friendly DIY Projects to Make Your Rental Feel More Like Home
There are a lot of perks to renting: you don’t have to worry about home maintenance, you have more flexibility with moving, you’re not tied down by home ownership, etc.
But there are also some downsides to renting – one of them being the feeling that you can’t properly personalize the space or make it your own.
However, there are ways around this! There are renter friendly DIYs that are temporary, cost-effective, and won’t violate the terms of your lease or upset your landlord.
Here are 6 DIY projects that you can do as a resident to make your rental feel more like home:
1. Peel and Stick Backsplash Tile
Does your kitchen need a facelift? Something that is often overlooked but makes a world of a difference is backsplash.
Sounds permanent though, right? Well, it doesn’t have to be.
Yes, there is such a thing as temporary backsplash, and it can take a rental kitchen to the next level. All you have to do is select your tile, peel, stick, and you’re done!
Take a look at this tutorial to get an idea of what materials you need and how the finished product will look. Trust me, you won’t be sorry you did this project.
2. Make a Gallery Wall
Did you know that thousands of famous paintings are considered to be public domain, meaning that you can download high quality files of them for free online?
That’s right, you can find a ton of famous artwork online on websites like this and this and download it all for free, no strings attached. Find a high quality print service in your area, print the artwork at your dimensions of choice, frame, and hang!
To make things even more personal, why not add some of your own pictures into the mix? Pictures of friends, family, pets, anything that makes home feel like home.
3. DIY Artwork
Use an old piece of artwork you have or spend an afternoon at your local thrift shop browsing the aisles and see if you can find a cheap canvas that could use a new look. I’ll admit, this project may take a little more creativity than some of the others, but hey – minimalism is definitely in, so you don’t have to go too crazy!
Personally, using spackle and creating a textured piece is one of my favorite techniques to repurpose a canvas that I’ve seen lately. It’s a little messy, but the end result is totally worth it.
4. Revive Old Furniture with Contact Paper
If you’ve been using the same end tables or desks for a number of years now, it’s probably safe to say that they could use a little freshening up.
If you’re not familiar, contact paper is an adhesive, decorative paper that can be applied to a variety of surfaces and comes in an array of different patterns – granite, wood, marble, and more – there are a ton of high quality designs to choose from!
For just a little bit of money and a little bit of time, the results are more than satisfying – take a look at this blog post to learn more about resurfacing with contact paper.
5. Refresh Floors with Peel and Stick Tile
As we all know, everyone has different tastes and design preferences, even when it comes to things like flooring. Trends and styles come and go, but changing up something like flooring isn’t always that simple – but now, it can be!
Peel and stick tiles are a great way to bring new life to an outdated floor without ruining what’s underneath – a.k.a., a great temporary fix for renters looking for a change.
If you’re looking for some inspiration on what to do, check out this article on how one man changed the entire style of his kitchen with a few hours and some peel and stick floor tiles.
6. Create an Accent Wall with Peel and Stick Wallpaper
In order to keep things simple and appeal to a range of people, most rental houses/apartments stick with a very basic color scheme on the walls, oftentimes plain white or a very light neutral shade.
Because of this, it can feel like your space lacks character or individuality. However, there is a solution that doesn’t involve a paint can and an upset landlord: peel and stick wallpaper.
Peel and stick wallpaper is available in a ton of different colors and patterns, like regular wallpaper, and can completely change the feeling of a room. With a statement wall like this, both you and your guests will be more than impressed with how personalized your rental home can be.
All in All…
When it comes to personalizing a rental home or an apartment, people often feel stuck, limited, or like they are unable to really make a space feel like home without making major, expensive, permanent changes. But as you read above, that certainly is not the case!
As we discussed above, you can personalize you home as a renter in a variety of different ways:
Peel and stick backsplash tile
Creating a gallery wall with prints of artwork and personal pictures
Creating your own artwork on thrifted canvases
Using contact paper to liven up old furniture
Cover up old flooring with peel and stick tiles
Making an accent wall with peel and stick wallpaper
Even though these changes are temporary, it’s still a good idea to check your lease agreement and with your landlord to ensure that any modifications you make are acceptable. All of these changes are able to be reversed or removed, so make sure you leave your rental the way that you found it once you move out!
All of these projects can be done within a day or two with basic tools and actually are very cost-effective options. So, if you’re looking for fun, inexpensive ways to liven up your rental – you came to the right article. Happy DIY-ing!
Hello, my name is Christopher Wagner and I am the President of Arbors Management. I would like to start out by stating that I am very proud of the team here at Arbors and I know that each and every member strives to do the right thing for our clients and make their experiences with Arbors as pleasant as possible. We are first and foremost a service business, and it is important for me to be able to serve our clients and customers excellently. Although I am not too comfortable talking about only myself, as I prefer to lead by allowing others to grow and reach their full potential, I understand that sometimes my role requires it. After owning several companies dealing in investment properties, developments, and investment loans, I joined Arbors Management in 2007, only expanding on my experiences of over 20 years in the real estate business. I enjoy my job immensely because I truly enjoy seeing growth in others, and in my position I am able to fully support the development of my team; whether this be mentally, emotionally, spiritually, or otherwise. I hold an IST Degree from Penn State, however make great efforts to lead a lifetime of continuous learning. When I am not at work, typically you can find me with my family. I have a fantastic wife, who is my true support in life, and four wonderful children. In addition, I have served in multiple churches in different roles, including as deacon, director of the media team, and various outreach teams. I enjoy giving back as much as possible and make decisions based upon my principles, including the decisions I make in business, how I conduct myself, and the standards to which I hold myself. I am very proud of the dedication and hard work of my entire team here at Arbors Management and I would like to introduce my leadership team to you.
Hello, my name is Trisha Jester and I am the Director of Multifamily Housing here at Arbors Management. I started in the property management business 32 years ago and since then have held various positions, including maintenance, assistant manager, site manager, and regional manager. I have been with Arbors Management for 24 years now. Having the opportunity to work in all aspects of the property management field and be a part of the process from start to finish has provided me with the breadth of knowledge that I need for my current position. I obtained my PA RE License in 1994, and have accumulated many hours of training in Fair Housing, Tax Credit Compliance, and Property Management. One of the things that I love most about my job at Arbors is that my team and I are able to help people who are truly in need of finding affordable housing. Together, the team and I manage over 2,450 units in Western PA and West Virginia. I have been married to my husband, Brad for 26 years, and have two sons, one in college and one a Sargent in the National Guard. On the weekends I enjoy road trips with my husband on our motorcycle, as well as gardening, reading, and cooking.
Hello, my name is Nicholas Griffith and I am the Director of Business Development here at Arbors Management, Inc. I also serve as the Vice President of Arbors Real Estate, LLC, our real estate sales company. I’ve been with Arbors since 2016, starting as a Portfolio Manager, then serving as the Director of our Scattered Site Properties, and now in my current role. Prior to Arbors Management I had experience in leasing and managing a growing portfolio of 300+ scattered site market rate rental properties. Additionally I also worked in the affordable housing industry as a Certified Occupancy Specialist working on qualifying new residents to move in and various certifications for their residency. During my time here at Arbors I’ve truly enjoyed working with our clients and customers to ensure their satisfaction with our services and my focus has been on perfecting and expanding our services to be the go-to resource for real estate investors. It’s been my pleasure to work with the dedicated and passionate team we have here at Arbors who really care about all the properties, owners, and residents we work with every day. When I’m not breathing all things real estate, you can likely find me at home with my wife, son, and dog. I enjoy the vast restaurant and local brewery options that Pittsburgh has to offer, watching football, hiking, canoeing, exercising, snowboarding, and traveling. I look forward to helping you achieve your real estate goals!
Hi, I am Patty Recklitis, and I am Chairman of the Board at Arbors Management. Being in the property management business for more than 30 years, I have watched this industry change and grow in so many fascinating ways. As a committed employee and now Chairman of the Board of Arbors Management, I have been instrumental in shaping this company and developing it into the strong, market leader position it enjoys today.
Buon Giorno! I am Cindy Peterle-Harris, the Director of Compliance here at Arbors Management. Although my degrees are in Political Science and the Italian language, I have been working in the affordable housing field since 1980, and with Arbors Management Inc. since 1995: first as a property manager for a senior complex, then as a regional manager, and as the Director of Compliance since 2010. Although it may seem that my education and my profession are worlds apart, I have used my language skills with residents who have limited English proficiency and used the lessons I learned in international diplomacy to maintain peace among neighbors and co-workers. As Director of Compliance, much of my time is spent in research, in teaching, and in problem resolution. I really enjoy working with the managers and staff of our affordable and conventional properties and helping to provide safe and comfortable housing for seniors and families. When not at the office, my husband and I are very involved with our Church and our combined families. With the recent birth of our 10th grandchild, “Grammy” has become my favorite title!
Hi, I am Michael Recklitis and I am the director of maintenance at Arbors Management and have worked for Arbors Management since 1995. I earned a Bachelor of Science Degree in Education and a Master of Science in Marketing Education from the University of Pittsburgh. My state certification in “Building Trades and Maintenance” allowed me to teach many students, who learned the basics of building repair and hand tool usage. I owned a small HUD subsidized apartment building. This ownership helped teach me about subsidized housing, REAC inspection and the required HUD tenant certification needed to rent those units. My position focuses on the physical condition of the many properties managed by the company. I enjoy working as a team member with building staff and have facilitated many property projects with outside contractors and our property staff. I have worked with PHFA Technical Services to complete needed work at other properties that they are involved in. My many interests have included but are not limited to gardening, amateur radio and going to that occasional Penguin, Steelers or Pirate game with my wife. As a boy, I earned the rank of Eagle Scout which helped teach me values and respect. As part of being a scout, I belonged to “The Order of the Arrow” that is Scouting’s National Honor Society which helped strengthen my faith.
My name is Eric Miles and I have been in the real estate industry since 1993. I obtained my Pennsylvania Real Estate Sales license in 1993, and after letting it expire, regained it in 2018 and have received my Brokers License in 2022. I have been intimately involved with mortgages/loans throughout his career with over $150 million of financing obtained for the multiple residential, commercial and office properties. I have worked with two other property management companies with one specializing in residential properties and the other in commercial and office before coming to work with Arbors Management Inc. in 2015 as their Controller. Since then, I have been promoted to Vice President of Operations which oversees the Accounting, Human Resources, Compliance and IT
departments as well as being elected to the Board of Directors.
I currently hold a BSBA in Accounting and a MBA in Finance from Robert Morris University as well as a BS in Real Estate from LaRoche College. In my free time, I enjoy reading and bowling and am often planning my next travel adventure.
Hello, my name is Alex Gurevich and I am the Director of Maintenance here at Arbors Management. I have over 15 years of maintenance experience working in high rise buildings and multi family complexes. I have been with Arbors since January 2019 and really enjoy working with our team. I have extensive background in electrical, HVAC and plumbing. I also enjoy working with electronics and automation, and have a huge passion for building mechanical systems and love troubleshooting problems.
Cayla has been involved in real estate since 2012. Over the last few years, she has obtained both a Realtors License and a Certified Residential Appraisers license. Additionally, Cayla holds a Bachelor’s degree where she specialized in Business and Management. Always looking to expand and grow, she decided to join the Arbors Real Estate team in 2023. Cayla is dedicated to providing excellent real estate services and looks forward to assisting you with your buying and selling needs!
Stacey has been with Arbors since 2020 as a property manager- responsible for 200 units. She recently obtained a Realtors License and is excited to help pair buyers and sellers with their perfect investment property, diamond in the ruff or first time home.
I began my journey in real estate in 2006 as a leasing consultant and obtained my real estate license in 2011. Prior to entering the real estate field, I pursued a degree in Hospitality Management, which eventually led me to become a General Manager at Atria’s in Robinson. What I love most about both industries is the opportunity to meet new people. I am married and have two sons, Antonio, aged 11, and Giovanni, aged 7. When I’m not working, I cherish spending quality time with my family, enjoying vacations, and indulging in delicious Italian cuisine!
Alexis has a drive to help others. She recently moved to Arbors Real Estate. LLC. As the Transaction Coordinator and Real Estate Agent. Whether you’re a first-time buyer or looking to sell your property, she changes her approach to meet your unique needs. With years of exceptional customer service, she focuses on building lasting relationships with her clients, ensuring they feel supported every step of the way.
